That routine was disrupted as chip-embedded cards came onto the scene, bringing with them the somewhat clunky experience of dipping a chip-embedded card into a card reader.
Then came contactless credit cards and mobile payments, through which banks, payment networks, and technology giants are pushing new ways to buy things.
And now, in the wake of the coronavirus pandemic, businesses want you to adopt contactless credit cards too.
Given the increased awareness around touching less stuff, maybe now is the time to bite the bullet and finally try mobile payments. And more people are joining in on the trend: Thirty-one million Americans tapped a Visa contactless card or digital wallet in March 2020—up from 25 million in November 2019—and overall usage of contactless payments in the US has grown 150% since March 2019.
But social distancing aside, do these advances (which mostly involve waving your card or phone in front of the payment terminal) actually make your life any easier, or is this just technology for technology’s sake?
Here’s a guide to using—and understanding—your card’s ever-expanding powers.
Source: NY Times – Wirecutter