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With Equifax, I failed the required security quiz, so I had to wait for a letter to arrive in the mail. (I eventually tried again, and I was able to freeze my report without having to answer any questions.) With Experian, everything was okay initially, but at some point I ended up locking myself out of its online system.
If you’re comfortable creating and managing online accounts, the process for freezing and thawing your TransUnion credit report should be fairly easy. (And yes, there are iOS and Android apps for that.) You can also call TransUnion or send your request via snail mail, if you prefer.
Source: NY Times – Wirecutter
Keyword: How to Freeze Your TransUnion Credit Report Online