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Stores, banks, and fintech startups sell these financial products for a reason: There’s no perfect way to pay for something, and they’re in the business of selling. People lead tangled lives, and some prefer to pay for a $1,000 mattress in cash, while others would rather bear some debt for a set period of time in exchange for a restful night of sleep. Stores, eager to hawk more mattresses, happily oblige.
Still, you need to know the trade-offs when deciding how to buy your mattress just as you do when picking one to sleep on. We evaluated the financing options for Wirecutter’s three mattress picks while also considering the terms on our best 0% APR credit card. Each mattress brand has its own specific financing arrangement, so if you’re interested in a mattress not mentioned below, be sure to read the terms and conditions before you apply for a loan.
Source: NY Times – Wirecutter
Keyword: Is Financing a Mattress Worth It?